Investment strategies: less is more. Simple investment strategies are often the better option for consumers, and experts recommend them according to an ancient wisdom that less results in more. The following article deals with the details.
Investors don’t want to be idle
While investing is the ultimate freedom for most consumers, they find it less and less enjoyable. For them, inaction is not the solution because their investment strategies are geared towards efficiency. The zeitgeist forces you to be constantly on the lookout for a few tenths of a percentage point more. In the case of cash deposits, this results in hectic switching from one bank to another.
Anyone who wants to invest in stocks is always concerned about the ideal entry point. Consumers expose themselves to considerable stress with uncomfortable investment strategies; they are driven by self-inflicted pressure to succeed. They want to use the freedoms of investing in a positive sense, whereby failure is not on the agenda.
Investment strategies can be so simple
According to renowned financial experts, this includes giving little faith in the advertising promises made by financial institutions. Why this is so can be seen in the most preferred investment of the Germans – the overnight money. The banks know their customers’ investment strategies very well and always offer preferential interest rates for newcomers to this segment that are well above average. After a while, they lower interest rates in the hope that many investors either fail to register or are too comfortable to switch providers.
At the same time, however, there are institutions with continuously high interest rates on overnight money accounts; It is not easy for consumers to find, but it is worth real money. As a result, investment strategies that are based on sensible considerations and are characterized by the long term are the more sensible decisions. Once you have found a suitable provider, you shouldn’t turn your back on the first offer from a competitor.
Investment strategies for stocks
Although more and more investors are registering that they cannot avoid equity investments when building up their wealth and making provision for retirement, many shy away from the stock market. They don’t trust themselves to choose the right stocks any more than they trust the perfect market timing. Efficient markets can only be used with broad diversification and a long investment horizon.
Investors can use investment strategies for entire asset classes or enter indices via Exchange Traded Funds (ETF). With both options, the investment strategies are oriented towards the long term; they are also accompanied by low costs. Ultimately, investors achieve more with it than with a panic-like performance hunt, and the bottom line is that they have considerably more time for the really important things in life.